molly's money: how-to deal with debt worry


  1. Hi R, and everyone! I just started using an app on my phone called DebtPayoffA. It tracks all of your debt along with the interest rates and monthly payments. Then it shows your debt getting smaller as you make payments! It’s been a good motivator to actually see my debt getting smaller and smaller as I make payments and have that reassurance that I AM actually making a dent. Good luck!

  2. LOVE this series. I find it so helpful. I too am in debt (like so many) and I just think your advice is great, your story is real and you make it feel so attainable to get out of it, especially when the worry really does take over. I loose sleep worrying about my (our, me and my hubby’s) debt. It’s terrible. Thanks for your awesome series and great advice!

  3. I’m in over 90,000 in debt too from college and it’s terrible and scary. However I’m paying as muh as I can off now and know as my salary hopefully goes up, I can begin to pay more. Luckily most loans have years to be paid off, so there isn’t a rush or time limit!

  4. I too had to work retail for a few months when I couldn’t find a job in my field….sometimes you gotta do what you gotta do. And if R is reading this, I too am a fellow Social Worker and know how hard it is to find a job in this field! Feel free to contact me, R!

    The Tiny Heart

    1. Hi Sharon,

      How do I contact you directly? I am very new to this blog. I’d love to hear your thoughts!


  5. I don’t really have any advise for R, but I’m glad that you posted this because it was something that I have been worried about A LOT lately.

    I would say that all of the advice above is great advice and that it is just important to try and have faith that it will be okay. That is the hardest thing to do. It is also important to realize and accept that we may have to do the less than desirable (Like working more than one job for a while) to achieve our financial goals.

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