Whole Life vs. Term Life Insurance and WHY You Need It | Molly's Money


  1. Thanks for bringing this up! My husband’s employer is about to reduce life insurance coverage available to waaay less than we need. Where would you recommend we start looking into non-employer provided options? Thanks!

    1. That’s a great question!! Who do you have your car insurance through? That’s usually the first place I’d check because most insurance companies (that offer more than just car insurance) will offer discounts if you bundle multiple insurance options. For example, State Farm and USAA will bundle and discount big time. If you have just a car insurance company that doesn’t offer life insurance, then it’s just a matter of maybe talking to a trusted financial planner in your area or calling around and getting quotes.

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